#ObamaCare's Black Box

At WSJ, "Why the exchanges are worse than even the critics imagined":

The White House set low expectations for the Affordable Care Act's October 1 debut, so anything remotely competent should have seemed like a success. But three weeks on, the catastrophe that is Healthcare.gov and the 36 insurance exchanges run by the federal government is an insult to the "glitches" President Obama said were inevitable.

This isn't some coding error, or even the Health and Human Service Department's usual incompetence. The failures that have all but disabled ObamaCare are the result of deliberate political choices, which HHS and the White House are compounding with secrecy and stonewalling.

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The health industry and low-level Administration officials warned that the exchanges were badly off schedule and not stress-tested despite three years to prepare and more than a half-billion dollars in funding. HHS Secretary Kathleen Sebelius and her planners swore they'd be ready while impugning critics and even withholding documents from the HHS inspector general for a routine performance audit this summer.

Yet the launch has been worse even than critics predicted. The rare users who weren't locked out experienced crashes, delays and error messages. Mrs. Sebelius initially claimed this was merely servers crashing under unexpectedly high demand. She called it "a great problem to have."

Now that traffic has abated, HHS concedes there were built-in information technology and structural defects. Some of Healthcare.gov's automatic operations mimic hacker denial-of-service attacks meant to disable a site. These can be fixed, though press reports suggest they're due to a programming rush because HHS delayed key regulations and IT specifications until after the election to avoid Republican criticism.

Then instead of rolling out the program in stages or delaying it as HHS has so many other parts of the law, the department simply dumped a bad product on the public to meet a self-created deadline.

Other failures have the same political character. Consumers must set up a complex account with sensitive personal information like Social Security numbers before they are allowed to browse health plans. The government wants to show consumers only their net out-of-pocket premiums minus subsidies, not the true underlying cost of insurance. That's because those all-in quotes are so much higher than what's available on the individual market.

HHS continues to claim that the exchanges are all about competition—they're even trying to rebrand them as "marketplaces." But real marketplaces are transparent and let consumers know what they get for what price. ObamaCare's exchanges are intended to obscure price and service options.

HHS still refuses to disclose how much taxpayers shelled out for this exchange lemon. The money came from several ObamaCare, general HHS and Medicare accounts and flowed to more than 50 outside vendors, with several no-bid contracts awarded outside the normal procurement process.

Mrs. Sebelius also refuses to reveal basic data about ObamaCare enrollment even as she brags about the millions of people who have supposedly visited Healthcare.gov. Information that would allow outsiders to evaluate the exchanges includes how many people have applied and qualified for coverage so far, what types of health plans they're selecting and what their health risks are.

Continue reading.

The genuinely surprising thing is that public opinion hasn't crashed on this yet. The true measure of public support, of course, will be the congressional elections next year. It's not going to go well for the Dems. Of course, the president couldn't give a f-k. He's not on the ballot, and he's laughing at the socialist monstrosity he's sloughed off on a sheepish electorate.